Terms & Conditions

Last Updated: July 13, 2025

For Jamaican Clients Only

These terms constitute a legally binding agreement under Jamaican law between you and Appecable Tech (Business), the parent business of Paperwork's-Pro (Service).

1. Service Description

Paperwork's-Pro provides financial statement preparation services to Jamaican businesses and individuals. All services are rendered in Jamaican dollars (JMD) and comply with Jamaican accounting standards.

2. Payment Terms

All payments are processed through Appecable Tech's Jamaican payment system
We accept only Jamaican currency (JMD)
Payment methods include:
- Jamaican debit/credit cards (Visa, Mastercard)
- Local bank transfers (NCB, Scotia, etc.)
Full payment is required before document delivery (Downloaded)

3. Refund Policy (Jamaican Clients)

No refunds after document delivery (downloaded) and service completion
If service is disrupted, refund requests must be made within 7 days
Approved refunds will be processed in JMD to original payment method
Bank charges for refund processing will be deducted

4. Accountant Relationships

All accountants are independent Jamaican professionals
Paperwork's-Pro and Appecable Tech are not liable for accountant services
All account are verified before approved to carry out reviews and certifications
You are responsible for verifying accountant credentials with ICAJ

5. Document Certification

Certification is performed by ICAJ-registered accountants
Certification fees are non-refundable once documents are signed (certified)
We cannot guarantee third-party acceptance of certified documents

6. Dispute Resolution

Any disputes shall be resolved through Jamaican courts under the following process:

Written complaint to our Kingston office
Mediation attempt within 30 days
If unresolved, arbitration in Kingston under Jamaican Arbitration Act

7. Governing Law

These terms are governed by Jamaican law, including:

The Consumer Protection Act
The Electronic Transactions Act
The Companies Act

8. Limitation of Liability

Our maximum liability to Jamaican clients is limited to the fees paid for the specific service in dispute. We are not liable for:

Tax or legal consequences of using our documents
Bank or regulatory decisions based on our documents
Acts or omissions of independent accountants

9. Changes to Terms

We may update these terms with 30 days notice to Jamaican clients via email or website notice.

10. Contact Information

Legal Department
Paperwork's-Pro (Appecable Tech )
1 Lances Bay, Hanover
Email: legal@paperworks-pro.com
Phone: (876) 301-4471
Business Hours: Mon-Fri, 9am-5pm (Jamaica time)